{"id":11555,"date":"2024-01-15T09:09:42","date_gmt":"2024-01-15T07:09:42","guid":{"rendered":"https:\/\/ceccarcovasna.ro\/ro\/?p=11555"},"modified":"2024-01-15T09:09:43","modified_gmt":"2024-01-15T07:09:43","slug":"ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-de-garantare-din-fondul-de-fonduri-pentru-digitalizare-actiune-climatica-si-alte-domenii-de-in","status":"publish","type":"post","link":"https:\/\/ceccarcovasna.ro\/ro\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-de-garantare-din-fondul-de-fonduri-pentru-digitalizare-actiune-climatica-si-alte-domenii-de-in\/","title":{"rendered":"Ajutor de stat \u0219i de minimis pentru facilitarea accesului \u00eentreprinderilor la finan\u021bare prin instrumente de garantare din Fondul de fonduri pentru digitalizare, ac\u021biune climatic\u0103 \u0219i alte domenii de interes"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e0f8fa0113a\" class=\"fw-col-sm-8 tf-sh-292a56194bbbdb10d2ca461a3ca47df2\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-307ec47f406abc6602d19500f4d5cfc1 \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p><span class=\"stk-highlight\">Prin\u00a0<em>Ordinul 6.504\/2023<\/em>\u00a0al ministrului investi\u021biilor \u0219i proiectelor europene (publicat \u00een<\/span>\u00a0<a title=\"\" href=\"https:\/\/legislatie.just.ro\/Public\/DetaliiDocument\/277969\" target=\"_blank\" rel=\"noopener\">Monitorul Oficial nr. 10 din 5 ianuarie 2024<\/a>)<span class=\"stk-highlight\">\u00a0a fost stabilit\u0103 schema de ajutor de stat \u0219i de minimis pentru facilitarea accesului \u00eentreprinderilor la finan\u021bare prin instrumente de garantare din Fondul de fonduri pentru digitalizare, ac\u021biune climatic\u0103 \u0219i alte domenii de interes. Reglementarea instituie o m\u0103sur\u0103 de sprijin transparent\u0103, const\u00e2nd \u00een acordarea de ajutoare de stat \u0219i ajutoare de minimis, dup\u0103 caz, \u00een scopul \u00eembun\u0103t\u0103\u021birii accesului la finan\u021bare al \u00eentreprinderilor mari pentru sprijinirea, deblocarea \u0219i accelerarea de noi activit\u0103\u021bi de investi\u021bii care s\u0103 sprijine redresarea economic\u0103 \u0219i tranzi\u021bia ecologic\u0103 \u0219i digital\u0103.<\/span><\/p>\n<p><span class=\"stk-highlight\">Obiectivul m\u0103surii de ajutor const\u0103 \u00een facilitarea accesului \u00eentreprinderilor la finan\u021bare prin utilizarea instrumentului de garan\u021bie plafonat\u0103 de portofoliu, care genereaz\u0103 o diferen\u021b\u0103 \u00eentre dob\u00e2nda de referin\u021b\u0103 la nivelul pie\u021bei \u0219i dob\u00e2nda perceput\u0103 \u00eentreprinderii ca urmare a reducerii primei de risc \u0219i a costului de capital pentru \u00eemprumuturile acordate, diferen\u021b\u0103 care se constituie \u00eentr-un avantaj economic oferit \u00eentreprinderii, sub forma unui ajutor de stat sau ajutor de minimis.<\/span><\/p>\n<p><span class=\"stk-highlight\">Rata de garantare este stabilit\u0103 la 80% din valoarea \u00eemprumutului de rambursat \u0219i p\u00e2n\u0103 la nivelul maxim de acoperire a riscului portofoliului garantat, care nu poate dep\u0103\u0219i 20% din valoarea portofoliului de \u00eemprumuturi. Valoarea sumei garantat\u0103 pentru portofoliul eligibil la nivelul intermediarului financiar nu dep\u0103\u0219e\u0219te 16% din dimensiunea portofoliului. Riscul de credit este acoperit de intermediarii financiari \u00een propor\u021bie de cel pu\u021bin 20% pentru fiecare \u00eemprumut.<\/span><\/p>\n<p><span class=\"stk-highlight\">Cite\u0219te mai mult \u00een\u00a0<\/span><a title=\"\" href=\"https:\/\/www.ceccarbusinessmagazine.ro\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-de-garantare-din-fondul-de-fonduri-pentru-digitalizare-actiune-climatica-si-alte-domenii-de-in-s19752\/\" target=\"_blank\" rel=\"noopener\">CECCAR Business Magazine<\/a><span class=\"stk-highlight\">.<\/span><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><div id=\"column-69e0f8fa019bc\" class=\"fw-col-sm-4 tf-sh-17d2443700b971e4b44b590d61a13ef7\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t\t<div class=\"fw-imagebox clearfix fw-imagebox-1 tf-sh-6b5437fd8cf9b6afc4ca3a9c9e964a36 text-left   \"  style=\"\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"fw-block-image-parent  \" style=\"width: 100%;\">\n\t\t\t\t\t\t\t\t\t<div class=\"fw-block-image-child fw-ratio-16-9 fw-ratio-container\">\n\t\t\t\t\t\t<noscript itemscope itemtype=\"https:\/\/schema.org\/ImageObject\" itemprop=\"image\"><img decoding=\"async\" src=\"https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2024\/01\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287.jpg\"  alt=\"ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287\" data-maxdpr=\"1.7\" class=\"lazyload\" \/><meta itemprop=\"url\" content=\"https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2024\/01\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287.jpg\"><meta itemprop=\"width\" content=\"660\"><meta itemprop=\"height\" content=\"400\"><\/noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-sizes=\"auto\" data-srcset=\"https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2024\/01\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287-614x346.jpg 614w, https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2024\/01\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287-295x166.jpg 295w, https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2024\/01\/ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287-590x332.jpg 590w\"   alt=\"ajutor-de-stat-si-de-minimis-pentru-facilitarea-accesului-intreprinderilor-la-finantare-prin-instrumente-a12287\" data-maxdpr=\"1.7\" class=\"lazyload\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\t<div class=\"fw-imagebox-aside\" style=\"\">\n\t\t\n\t\t\n\t\t\t<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Prin\u00a0Ordinul 6.504\/2023\u00a0al ministrului investi\u021biilor \u0219i proiectelor europene (publicat \u00een\u00a0Monitorul Oficial nr. 10 din 5 ianuarie 2024)\u00a0a fost stabilit\u0103 schema de ajutor de stat \u0219i de minimis pentru facilitarea accesului \u00eentreprinderilor la finan\u021bare prin instrumente de [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":11556,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-11555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"_links":{"self":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts\/11555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/comments?post=11555"}],"version-history":[{"count":2,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts\/11555\/revisions"}],"predecessor-version":[{"id":11558,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts\/11555\/revisions\/11558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/media\/11556"}],"wp:attachment":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/media?parent=11555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/categories?post=11555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/tags?post=11555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}