{"id":5041,"date":"2021-02-08T11:28:14","date_gmt":"2021-02-08T09:28:14","guid":{"rendered":"https:\/\/ceccarcovasna.ro\/ro\/?p=5041"},"modified":"2021-02-08T11:28:14","modified_gmt":"2021-02-08T09:28:14","slug":"normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial","status":"publish","type":"post","link":"https:\/\/ceccarcovasna.ro\/ro\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial\/","title":{"rendered":"Normele metodologice pentru noua am\u00e2nare a pl\u0103\u021bii ratelor, publicate \u00een Monitorul Oficial"},"content":{"rendered":"<section   class=\"fw-main-row  auto  fw-section-position-back\"    >\n\t\t\t<div class=\"fw-container\" >\n\t\t<div class=\"fw-row\">\n\t<div id=\"column-69e2e5c64718d\" class=\"fw-col-sm-8 tf-sh-e1435415533051c7a9bc8d3f5caf4e9c\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t<div class=\"fw-text-box tf-sh-c9f523acf4c16935f09403965bebb00a \" >\n\t<div class=\"fw-text-inner\">\n\t\t<p><span class=\"ugb-highlight\">\u00cen Monitorul Oficial nr. 123 din 5 februarie 2021 a fost publicat\u0103<\/span>\u00a0<span style=\"color: #0000ff;\"><strong><a style=\"color: #0000ff;\" href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocument\/237094\" target=\"_blank\" rel=\"noreferrer noopener\"><em>HG nr. 19\/2021<\/em><\/a><\/strong><\/span>\u00a0<span class=\"ugb-highlight\">pentru\u00a0<em>modificarea \u0219i completarea\u00a0<\/em><\/span><em><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocumentAfis\/224665\" target=\"_blank\" rel=\"noreferrer noopener\">Normelor<\/a><\/span>\u00a0<span class=\"ugb-highlight\">de aplicare a prevederilor<\/span>\u00a0<span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocumentAfis\/234866\" target=\"_blank\" rel=\"noreferrer noopener\">OUG nr. 37\/2020<\/a><\/span>\u00a0<span class=\"ugb-highlight\">privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de institu\u021bii de credit \u0219i institu\u021bii financiare nebancare anumitor categorii de debitori, aprobate prin\u00a0<\/span><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"http:\/\/legislatie.just.ro\/Public\/DetaliiDocumentAfis\/224664\" target=\"_blank\" rel=\"noreferrer noopener\">HG nr. 270\/2020<\/a><\/span><\/em><span class=\"ugb-highlight\">.<\/span><\/p>\n<p><span class=\"ugb-highlight\">Astfel, potrivit actului normativ, solicitarea de suspendare a obliga\u021biilor de plat\u0103 poate fi formulat\u0103 de debitor cel mai t\u00e2rziu p\u00e2n\u0103 la data de 15 martie 2021, iar creditorul trebuie s\u0103 comunice debitorului decizia \u00een termen de maximum 15 zile calendaristice, p\u00e2n\u0103 la data de 31 martie 2021. Modificarea clauzelor contractuale, ca efect al aprob\u0103rii solicit\u0103rii debitorului, se realizeaz\u0103 f\u0103r\u0103 \u00eencheierea de acte adi\u021bionale la contractul de credit, ci prin notificarea debitorului \u00een termen de 30 zile calendaristice de la primirea solicit\u0103rii complete.<\/span><\/p>\n<p><span class=\"ugb-highlight\">Actul normativ prevede c\u0103 persoanele pot beneficia de suspendarea pl\u0103\u021bii obliga\u021biilor rezultate din creditele accesate pe o perioad\u0103 de maximum nou\u0103 luni, \u00een aceast\u0103 perioad\u0103 fiind incluse at\u00e2t moratoriul legislativ implementat anterior, c\u00e2t \u0219i moratoriile non-legislative.<\/span><\/p>\n<p><span class=\"ugb-highlight\">Condi\u021biile necesare pentru a putea solicita suspendarea pl\u0103\u021bii obliga\u021biilor sunt: creditele au fost acordate p\u00e2n\u0103 la data de 30 martie 2020 inclusiv, creditul nu a ajuns la scaden\u021b\u0103 p\u00e2n\u0103 la data solicit\u0103rii formulate de debitor, nu a fost declarat\u0103 scaden\u021ba anticipat\u0103 a creditelor p\u00e2n\u0103 la data de 31 decembrie 2020 inclusiv \u0219i debitorul nu \u00eenregistreaz\u0103 restan\u021be la data solicit\u0103rii suspend\u0103rii obliga\u021biei de plat\u0103.<\/span><\/p>\n<p><span class=\"ugb-highlight\">Citi\u021bi mai multe \u00een\u00a0<span style=\"color: #0000ff;\"><em><a style=\"color: #0000ff;\" href=\"https:\/\/www.ceccarbusinessmagazine.ro\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823\/\" target=\"_blank\" rel=\"noreferrer noopener\">CECCAR Business Magazine<\/a><\/em><\/span>.<\/span><\/p>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t<\/div>\n<\/div><div id=\"column-69e2e5c647984\" class=\"fw-col-sm-4 tf-sh-2393d104b46707f277a6c9ffee90900d\" >\n\t<div class=\"fw-wrap-col-inner clearfix  \"   >\n\t\t\t\t<div class=\"fw-col-inner\">\n\t\t\t\t<div class=\"fw-imagebox clearfix fw-imagebox-1 tf-sh-aa9cf5235a7b002f21e7aa5d9629a944 text-left   \"  style=\"\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"fw-block-image-parent  \" style=\"width: 100%;\">\n\t\t\t\t\t\t\t\t\t<div class=\"fw-block-image-child fw-ratio-5-3 fw-ratio-container\">\n\t\t\t\t\t\t<noscript itemscope itemtype=\"https:\/\/schema.org\/ImageObject\" itemprop=\"image\"><img decoding=\"async\" src=\"https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2021\/02\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300x182.jpg\"  alt=\"normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300&#215;182\" data-maxdpr=\"1.7\" class=\"lazyload\" \/><meta itemprop=\"url\" content=\"https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2021\/02\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300x182.jpg\"><meta itemprop=\"width\" content=\"300\"><meta itemprop=\"height\" content=\"182\"><\/noscript><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-sizes=\"auto\" data-srcset=\"https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2021\/02\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300x182-300x182.jpg 300w, https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2021\/02\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300x182-300x182.jpg 300w, https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2021\/02\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300x182-300x182.jpg 300w, https:\/\/ceccarcovasna.ro\/ro\/wp-content\/uploads\/2021\/02\/normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300x182.jpg 300w\"   alt=\"normele-metodologice-pentru-noua-amanare-a-platii-ratelor-publicate-in-monitorul-oficial-s10823-300&#215;182\" data-maxdpr=\"1.7\" class=\"lazyload\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\n\t<div class=\"fw-imagebox-aside\" style=\"\">\n\t\t\n\t\t\n\t\t\t<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div>\n\n\t<\/div>\n\t<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen Monitorul Oficial nr. 123 din 5 februarie 2021 a fost publicat\u0103\u00a0HG nr. 19\/2021\u00a0pentru\u00a0modificarea \u0219i completarea\u00a0Normelor\u00a0de aplicare a prevederilor\u00a0OUG nr. 37\/2020\u00a0privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de institu\u021bii de credit \u0219i institu\u021bii financiare nebancare [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-5041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"_links":{"self":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts\/5041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/comments?post=5041"}],"version-history":[{"count":2,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts\/5041\/revisions"}],"predecessor-version":[{"id":5044,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/posts\/5041\/revisions\/5044"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/media\/5042"}],"wp:attachment":[{"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/media?parent=5041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/categories?post=5041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarcovasna.ro\/ro\/wp-json\/wp\/v2\/tags?post=5041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}